Airbnb & Short-Term Rentals in Greece:
Your obligations under Law 5170/2025
Since 1 October 2025, every property listed on a short-term rental platform — Airbnb, Booking.com, direct bookings — must comply with strict new standards under Law 5170/2025. Non-compliance carries a fine of €5,000 and removal from the Short-Term Rental Property Registry (AMA). Here is a complete breakdown of what you need.
1. Mandatory Civil Liability Insurance
Every short-term rental property must hold an active civil liability insurance policy issued by a licensed insurance company.
Coverage must include:
- Personal injury to guests on the premises
- Property damage to third parties (e.g. flooding in a neighbouring unit)
- Accidents caused by defects or poor condition of the property
The law does not specify a minimum coverage amount — this is the owner’s choice. A minimum of €300,000 is recommended for a standard rental property.
2. Electrical Safety — Electrician’s Declaration & RCD
The property must have:
- A Responsible Electrician’s Declaration (YDE) certifying the safety of the electrical installation
- A residual current device (RCD) / earth leakage circuit breaker installed in the electrical panel
The YDE must be issued by a licensed electrical installer and is required for compliance inspections.
3. Fire Safety & Detectors
4. Pest Control Certificate
The law requires:
- A pest control certificate (rodents and insects) from a licensed company — must be current and valid
- Regular renewal to keep the certificate up to date throughout the rental season
5. First Aid Kit
A first aid kit meeting minimum regulatory specifications must be present, clearly visible and accessible to guests.
6. Emergency Contact Numbers
A list of emergency telephone numbers must be displayed prominently in the property:
- Emergency medical services (EKAB): 166
- Police: 100
- Fire brigade: 199
- Local hospital / health centre
7. Property Requirements
- Must be a residential space — not a basement, storage room, garage or ancillary space
- Must have natural light, ventilation and air conditioning
- Must have a building permit or have been regularised under town planning legislation
Fines for Non-Compliance
| Violation | Fine |
|---|---|
| First violation (any requirement) | €5,000 |
| Repeat within 12 months | €10,000 |
| Each subsequent repeat | €20,000 |
| Refusal to allow inspection | €5,000 |
Summary Checklist
- Civil liability insurance — active policy from a licensed insurer
- Electrician’s Declaration (YDE) — with RCD / earth leakage circuit breaker confirmed
- Fire extinguisher — within validity period
- Smoke detectors — in all rooms
- Emergency exit signage & emergency lighting
- Pest control certificate — current and valid
- First aid kit — visible and accessible
- Emergency contact numbers — displayed in the property
If you need help with compliance — obtaining documents, checking your AMA status or organising the tax side of your rental income — contact our office. We work with property owners across Santorini and the Cyclades.